Title: Commercial Loan Officer
Location: Boston - Downtown
Job Description: The Lending Officer is responsible, individually and in a mentoring capacity, for managing a portfolio of existing commercial and private banking relationships, originating new financing transactions, and cross-selling the Bank’s other products and services.
Roles & Responsibilities:
Credit Quality/Portfolio Management: While maintaining a strong customer focus and customer relations, assesses and monitors a commercial and private banking loan portfolio. Understands, adopts, and adheres to the Bank’s Loan Policy. Provides accurate assessments of credit risk as exhibited by proper risk ratings, comprehensive and accurate credit applications submitted for approval, solid loan recommendations and proposed structures. Understands loan documentation. Maintains comprehensive and current credit files. Monitors risk (delinquencies, overdrafts, etc.). Provides timely information to management regarding potential portfolio issues.
Senior Officer Duties: Actively engaged in a leadership role either internally or externally in the community (chartable and/or business organizations). Proficient with a variety of Bank products and services. Participates in special projects and initiatives as needed. Endeavors to mentor and develop more junior employees
Business Development: Cultivates new lending opportunities that can be developed into strategic relationships. Responsible for annual goals tied to loan volume, fee income generation and cross-sales. Works closely with internal partners to generate internal referrals as well as develops an external network of centers of influence. Involved within the community and supports the Bank’s Community Reinvestment Act (CRA) initiatives.
Qualifications:
All Boston Private Bank & Trust Company employees are expected to adhere to the following competencies:
Core Competencies:
Client Focus: Dedicated to meeting the needs of internal and external clients; listens effectively and establishes and maintains relationships and gains client’s trust and respect.
Ethics, Integrity and Trust: Considers ethical issues before decisions are made and seeks to achieve results that are in the best interest of the Bank.
Ownership, Accountability, Responsibility and Compliance: Takes ownership of tasks, projects, and relationships and follows through on obligations and promises.
Self Development and Learning: Personally committed to learning and actively works to continuously develop professionally.
Teamwork and Collaboration: Works collaboratively; finds common ground and solves problems for the good of all and can represent his/her own interests and yet be fair to the team.
Individual Contributor Competencies:
Decision Making and Problem Solving: Makes decisions in a timely manner, uses a mixture of analysis, experience and judgment to solve difficult problems with effective solutions.
Informing and Communicating: Proactively communicates information to colleagues up, down and across the organization, provides updates on projects, tasks and potential roadblocks.
Planning: Accurately scopes out length and difficulty of tasks and projects and sets objectives and goals
Time Management: Uses his/her time effectively and efficiently; values time; concentrates his/her efforts on important priorities and completes tasks and/or projects on time.
Qualifications:
BS/BA required
Formal Credit Training preferred
Minimum of 10 years of direct commercial and/or private banking lending experience
Experience with Moody’s Financial Statement Analyst software or similar financial statement analysis software required
Proficient with Microsoft Office
Excellent quantitative/analytical and oral/written skills
Proficient in multi-tasking in a team oriented environment focused on the highest standards of client service.
Equal Opportunity Employer
Submitting Your Resume:
For immediate consideration, please email your resume to: careers@bostonprivatebank.com.
If you prefer, you may send or fax your resume to:
Human Resources
Boston Private Bank & Trust Company
Ten Post Office Square
Boston, MA 02109
Fax: 617-912-4552
Resume Format:
You may submit an electronic version of your resume as an MS Word Document or cut & paste the text into the body of an email. Please do not use italics or small fonts as all resumes will be electronically scanned.
Boston Private Bank & Trust Company is an Equal Opportunity Employer.
